Why Being Frugal Might Cost You More than You Save

Eighteen months ago Teresa and I moved into our new home.  With five acres and a rather long driveway, I knew that there was no possible way for me to shovel out of any significant Virginia snow.

I decided to buy a John Deere Gator and a snow blade.  Considering the size of our property, I thought it would be prudent to spend the money on a utility vehicle that I could use to maintain the yard in the warm months and double as a plow when needed.

In hindsight, this was probably a pretty...

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